Learn how I fixed my credit to get funding and leverage
it to build real wealth
Step 1 of 2: Watch video
Step 2 of 2: Book your call below
Inside 100k Inner Circle you’ll get…
Step 1: Credit assessment & roadmap
Credit Assessment:
We start with a detailed evaluation using Smart Credit or My Free Score Now.
Credit Report Analysis
Identify negative items to dispute and remove.
Pinpoint improvement opportunities to boost your score.
Review current credit limits and utilization rates.
Custom Funding Roadmap:
Based on your assessment, we design a tailored strategy to secure $100K in funding.
Step 2: Credit Repair & Business Structure Setup
Credit Repair Process:
We start with a detailed evaluation using Smart Credit or My Free Score Now.
Credit Report Analysis
Dispute & remove negative or inaccurate items.
Add strategic tradelines to boost your credit score.
Business Structure Setup:
Establish an LLC for legal protection and credibility
Set up a business bank account to separate personal and business finances.
Build a strong foundation for business credit growth.
Step 3: Adding Accounts & Applying for Funding
Enhancing Your Credit Profile:
Add Primary Accounts to build a strong credit history.
Add Authorized User Accounts to boost your score and credit age.
Applying for Funding (Once Optimized):
Credit cards for flexible spending.
Equipment loans for business growth.
Business & personal lines of credit for extra capital.
Car loans to secure vehicle financing.
Step 4: Networking with like minded
people
In the 100k Inner Circle Community, you’ll be able to network and learn from members that have already launched their businesses. There is NO gatekeeping here. All of our strategies and secrets will be shared. It’s impossible NOT to level up in our community.
Bonuses:
How to build & repair your own credit
20% off done for your credit services
Complimentary Transunion sweep
Backdated primary accounts
Video course + Templates
Accountability partner
3-4 group coaching calls & Q&A
Monthly guest speakers
Structure your business properly for 100k
Inside 100k Inner Circle you’ll get…
Step 1: Credit assessment & roadmap
Credit Assessment:
We start with a detailed evaluation using Smart Credit or My Free Score Now.
Credit Report Analysis:
Identify negative items to dispute and remove.
Pinpoint improvement opportunities to boost your score.
Review current credit limits and utilization rates.
Custom Funding Roadmap:
Based on your assessment, we design a tailored strategy to secure $100K in funding.
Step 2: Credit Repair & Business Structure Setup
Credit Repair Process:
Dispute & remove negative or inaccurate items.
Add strategic tradelines to boost your credit score.
Business Structure Setup:
Establish an LLC for legal protection and credibility
Set up a business bank account to separate personal and business finances.
Build a strong foundation for business credit growth.
Step 3: Adding Accounts & Applying for Funding
Enhancing Your Credit Profile:
Add Primary Accounts to build a strong credit history.
Add Authorized User Accounts to boost your score and credit age.
Applying for Funding (Once Optimized):
Credit cards for flexible spending.
Equipment loans for business growth.
Business & personal lines of credit for extra capital.
Car loans to secure vehicle financing.
Step 4: Networking with like minded people
In the 100k Inner Circle Community, you’ll be able to network and learn from members that have already launched their businesses. There is NO gatekeeping here. All of our strategies and secrets will be shared. It’s impossible NOT to level up in our community.
Bonuses:
How to build & repair your own credit
20% off done for your credit services
Complimentary Transunion sweep
Backdated primary accounts
Video course + Templates
Accountability partner
3-4 group coaching calls & Q&A
Monthly guest speakers
Structure your business properly for 100k
Before and after 100k Inner Circle
Before
Struggling with charge-offs and collections, unsure how to remove them. Stuck in the 500s/600s,
getting denied for loans and credit cards.
Wasting time on DIY credit repair with little to no progress.
Credit cards maxed out, utilization hurting their score.
Sent multiple dispute letters, but accounts kept coming back as “verified.”
Couldn’t qualify for funding due to bad credit.
After
Successfully removed negative items, credit score jumped, and on the path to financial freedom.
Score boosted to 700+, now approved for better credit cards, loans, and even a mortgage.
Joined the community, got expert support, and finally saw real improvements. Learned credit hacks, lowered utilization, and saw a major score increase.
Used proper dispute strategies, got negative accounts removed, and increased their score.
Credit score improved, got approved for business funding, and is now investing in new opportunities.
Who Is CEO Rickie?
From struggling with bad credit to teaching hundreds how to fix theirs and build wealth, CEO Rickie’s journey started with a harsh truth, credit isn’t just a score, it’s the key to financial freedom.
For years, she dealt with rejections, high-interest rates, and missed opportunities. She tried credit repair hacks, funding strategies, and everything in between, but nothing truly worked, until she cracked the code. She realized that real financial power comes from not just fixing credit, but leveraging it to create lasting wealth.
Now, Rickie’s mission is simple: to help everyday people take control of their credit, secure funding, and use it as a tool to build generational wealth.
100k Inner Circle isn’t just a mentorship, it’s a movement of people transforming their financial futures, one credit score at a time.